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Health care & 2021 taxes: What you need to know


The 2021 tax filing season ends on April 18, 2022. Here’s how you can get ready if you had Marketplace coverage at any point in 2021.



1. Keep Form 1095-A in a safe place


If anyone in your household had a Marketplace plan in 2021, you'll need Form 1095-A, Health Insurance Marketplace® Statement, to file your federal taxes.


  • Your 1095-A should have arrived in the mail. It came from the Marketplace, not the IRS.

  • This form includes information about Marketplace plans anyone in your household had in 2021.

  • It may also be available online in your HealthCare.gov account. If you don’t have a paper copy, check your account before calling the Call Center.

How to find your 1095-A online

  1. Log in to your HealthCare.gov account.

  2. Under "Your Existing Applications," select your 2021 application — not your 2022 application.

  3. Select “Tax Forms” from the menu on the left.

  4. Download all 1095-A.

(see a step-by-step with pictures on how to find it here)



2. Check that your Form 1095-A is correct

  • Make sure your household and coverage information, the "second-lowest-cost Silver Plan", and the monthly premium are correct.

  • If you find a mistake, contact the Marketplace Call Center. They will send you an updated copy to file


3. "Reconcile" with your correct Form 1095-A

  • Use the information from your correct Form 1095-A to complete Part II of Form 8962 (Download the PDF here).

  • Check the chart on this page that shows how to "reconcile".

  • If there’s a difference between the amount of premium tax credit you used during the year and the premium tax credit you actually qualify for, this may affect your refund or the amount of taxes you owe.



If you need further assistance, get in touch with the HealthCare Marketplace Call Center.


Source 資料來源: https://www.healthcare.gov/


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EPIA inc. is a private Insurance Agency with no ties with legal entities. The information contained in this article is based on information provided by the Healthcare.gov official Website. Consumer questions on how to proceed with the new guidelines must consult official governmental sources


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