Turning 65 is a major milestone — and it often comes with big questions about health insurance. If you’re still working or covered through your employer, you might wonder: 👉 Should I stay on my company plan, or switch to Medicare? 👉 What happens if I do both? 👉 Could I save money by changing? At EPIA Insurance Agency Inc. , we help you make sense of it all. Here’s what to consider when comparing Group Health Insurance  and Medicare  as you approach 65. Understanding the Ba

If you’ve ever looked at the cost of health insurance and thought, “That’s too expensive for me,”  you’re not alone. The good news is that Covered California  was created to change that — with financial help designed to make quality health insurance affordable for more people across the state. At EPIA Insurance Agency Inc. , we help Californians every day understand how this assistance works, who qualifies, and how much they can save. What Is Income Help Under Covered Califor

Losing your job or leaving an employer-based health plan can be stressful — especially when you’re unsure how to stay covered. The good news is, you have options. Two of the most common paths are COBRA  (continuation coverage) and IFP  (Individual & Family Plans through Covered California). Both can help you maintain health insurance, but they work very differently. At EPIA Insurance Agency Inc. , we’re here to help you understand the pros and cons of each, so you can make th

If you’re on Medicare, October 15 through December 7  is one of the most important times of the year. This is the Annual Enrollment...

Enrolling in Medicare is an important milestone, but it can also feel overwhelming. With so many rules, deadlines, and options, it’s easy...

Turning 65 is more than just a milestone birthday — it’s also the time when most Californians become eligible for Medicare , the federal...

When it comes to health coverage, many people think only of employer-sponsored benefits. But what happens if you don’t have access to...

Every year, open enrollment gives employees and business owners a chance to make sure their health and benefits coverage still matches...

When people think of employee benefits, they often imagine large corporations with big HR departments and huge budgets. But here’s the...

Women-owned businesses are one of the fastest-growing forces in California’s economy. Whether you’re running a beauty salon, restaurant,...

When most business owners think of health benefits, they focus on doctor visits and prescriptions. But the real game-changer—the one...

If you’re a business owner in California, you know that offering group health insurance isn’t just about checking a box—it’s about...

It’s a simple truth: Employees want more than just a paycheck. In today’s competitive job market, what truly sets great companies apart...

Every year, California businesses rely on seasonal staff to get through the busiest times—summer, holidays, festivals, and beyond. These...

Sending a child off to college is a major milestone—and it comes with a long checklist: dorm essentials, tuition payments, new laptops,...

When you think about ways to keep your best employees, what comes to mind? Higher salaries, bonuses, flexible schedules? While those are...

When it comes to protecting your future, few things are as important as having the right life insurance. But with so many different...

When you think about employee benefits, what comes to mind? Maybe health insurance, paid time off, or a retirement plan. But there’s one...

As a small business owner, you're not just building a company — you're shaping a future for yourself, your family, and your employees....

When it comes to financial planning, age isn’t just a number—it’s a strategy. At EPIA, we’ve helped thousands of clients navigate the...