Open Enrollment Is Coming: How to Review Your Coverage Before It’s Too Late
- epiainsurance
- 2 days ago
- 2 min read
Every year, open enrollment gives employees and business owners a chance to make sure their health and benefits coverage still matches their needs. But too many people rush through it—or miss it altogether—leaving money on the table and exposing themselves to gaps in coverage.
At EPIA, we believe preparation is key. Here’s how you can review your coverage and get ready before open enrollment begins:
Step 1: Review Your Current Benefits
Look at your current health, life, and retirement coverage. What’s working for you and your employees? What’s not? Make a list of gaps—like out-of-pocket costs, lack of dental or vision, or outdated life insurance policies.
Step 2: Identify Changes in Your Team
Did you hire new employees this year? Do you have staff turning 65 and transitioning to Medicare? Family status changes—like marriages, births, or dependents—also impact coverage needs.
Step 3: Consider Costs and Compliance
Open enrollment is the best time to ensure your benefits package is both affordable and compliant with California and federal laws. Don’t overlook preventive care requirements or new state updates.
Step 4: Talk to Your Team
Employee feedback matters. Survey your team to find out what benefits are most valuable. You may find they want more mental health support, telemedicine options, or stronger retirement planning tools.
Step 5: Work With an Expert
This process doesn’t have to be overwhelming. At EPIA, we specialize in helping California businesses prepare for open enrollment with clear, customized solutions. From health insurance to life coverage, we’ll make sure you and your employees get the most from your benefits.
✅ Don’t wait until the deadline. Review now, adjust, and go into open enrollment with confidence.
📞 +1 626-912-1988
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