Offering group health insurance is a strong foundation for any employee benefits strategy . A POP plan (Premium Only Plan)  allows employees to pay their portion of group health insurance premiums on a pre-tax basis , rather than after taxes. This structure is permitted under Section 125 , which allows certain benefit payments to be excluded from taxable income when set up correctly. In simple terms, everyone saves money: Employees may reduce their taxable income Employers ma

Every year, open enrollment gives employees and business owners a chance to make sure their health and benefits coverage still matches...

When you think about ways to keep your best employees, what comes to mind? Higher salaries, bonuses, flexible schedules? While those are...

When you think about employee benefits, what comes to mind? Maybe health insurance, paid time off, or a retirement plan. But there’s one...

As a small business owner, you're not just building a company — you're shaping a future for yourself, your family, and your employees....

In today’s evolving workforce, the traditional 9-to-5 is no longer the standard. Part-time and hourly employees now represent a...

When an employee leaves or loses their job, one of the first concerns they have is: “Can I keep my health insurance?”  That’s where COBRA...

The shift to remote and hybrid work has transformed more than just how we show up to work — it’s also changed how employees view their...