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How Much Equity Do You Need to Qualify for a Reverse Mortgage?

A reverse mortgage is a lending product that allows borrowers aged 62 and older to borrow against the equity in their home without having to make payments until the borrower and any non-borrowing spouse has left the house. It’s a useful tool for homeowners with insufficient retirement savings.


But exactly how much equity do you have to have in your home in order to qualify for a reverse mortgage? How does a reverse mortgage stack up against your other loan options?


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