A reverse mortgage is a lending product that allows borrowers aged 62 and older to borrow against the equity in their home without having to make payments until the borrower and any non-borrowing spouse has left the house. It’s a useful tool for homeowners with insufficient retirement savings.
反向抵押貸款是一種貸款產品，允許62歲及以上的借款人使用其資產借款，而不需在借款人和其配偶離開房屋之前支付貸款費用。對於退休儲蓄不足的房主而言，這是一個有用的工具。
But exactly how much equity do you have to have in your home in order to qualify for a reverse mortgage? How does a reverse mortgage stack up against your other loan options?
但是，你必須擁有多少資產才能有資格申請反向抵押貸款呢？反向抵押貸款將如何影響您其他的貸款選擇呢？
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