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Business Insurance: The Safety Net Your Small Business Needs

您已經保了商業保險嗎?如果沒有,你並不孤單。 Manta和Insureon最近的一項調查發現,不到三分之一的企業家保了基本商業保險,基本商業保險則涵蓋了商業責任保險和商業財產保險。

Do you have insurance for your small business? If not, you're not alone. A recent survey by Manta and Insureon found that fewer than three in 10 small business owners have a business owner’s policy, the basic business insurance that covers general liability insurance and commercial property insurance to protect you from loss.


Even fewer (21%) have Errors & Omissions (E&O) or professional liability insurance, 17% have workers compensation insurance, 6% have business interruption insurance, and only 2% have cyber insurance.


Of course, when you're starting a small business—and even as your business grows—there are plenty of other urgent needs competing for your dollars besides business insurance. For many small business owners, purchasing insurance can seem like an unnecessary luxury. They'd rather roll the dice and hope nothing bad ever happens to their business than commit to monthly or annual premiums.


If you have more question about health insurance, feel free to contact us!

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