Everyone can apply for Covered California
每個人都可以申請加州全保
Both lawfully present and not lawfully present individuals can apply through Covered California to see if they are eligible for a health plan through Covered California or Medi-Cal. There is no “waiting period” or “five-year bar.”
Under the Affordable Care Act, most immigrants qualify for health coverage, including the following groups:
• Lawful permanent residents or (“green card holders”).
• Lawful temporary residents.
• Persons fleeing persecution, including refugees and asylees.
• Other humanitarian immigrants, including those granted temporary protected status.
• Non-immigrant status holders (including worker visas and student visas).
合法存在和不合法存在的個人都可以通過加州全保的申請，以查看他們是否有資格通過加州全保或加州醫療補助計畫獲得健康計劃。沒有“等待期”或“五年門檻”。
根據《平價醫療法案》，大多數移民都有資格獲得健康保險，包括以下人群：
•合法的永久居民或（“綠卡持有人”）。
•合法的臨時居民。
•逃避迫害的人，包括難民和避難者。
•其他人道主義移民，包括那些獲得臨時保護身份的移民。
•非移民身份持有人（包括工作簽證和學生簽證）。
Covered California applications – Public Charge Rule
加州全保申請書– 公共負擔規則
The term public charge describes someone who is heavily dependent on government assistance. In January 2020, the United States Supreme Court lifted a nationwide injunction which allowed the public charge rule to go into effect while lower courts continue to litigate the legality of the rule. There is important information for Californians seeking health insurance through Covered California or Medi-Cal, which use the same application to determine eligibility for both programs.
• Financial help through Covered California, including advanced premium tax credit (APTC), state premium assistance, and cost-sharing reduction (CSR) to help pay for care, are NOT public benefits under the new rule and will NOT be considered when making a public charge determination.
• If you are applying for financial help through Covered California’s online application, Covered California will check your eligibility for Medi-Cal and for financial assistance through Covered California. Some Medi-Cal programs are public benefits under the new rule, but each family’s situation is different.
公共負擔一詞是指嚴重依賴政府援助的人。 2020年1月，美國最高法院取消了一項全國性的禁令，該禁令允許公共負擔規則生效，而下級法院繼續對該規則的合法性進行訴訟。對於通過加州全保或加州醫療補助計畫尋求健康保險的加州人來說，有重要的訊息，它們使用相同的程序來確定兩個計劃的資格。
•通過加州全保提供的財務幫助，包括預付保費稅收抵免（APTC），州保費協助和減少成本分擔（CSR）以幫助支付護理費用，在做出公共負擔的新規則決定下，不算是公共利益。
•如果您正在通過加州全保線上申請財務幫助，則將通過加州全保檢查您是否有資格獲得加州全保或加州醫療補助計畫的財務幫助。根據新規定，某些加州醫療補助計畫是公共福利，但每個家庭的情況都不一樣。
若您有更多關於保險的相關問題，歡迎諮詢！
If you have more questions about insurance, feel free to contact us!
電話 Phone: 626-912-1988
Email: info@epiagroup.com
文章來源 (Source): https://www.coveredca.com/individuals-and-families/getting-covered/immigrants/