Open enrollment is a critical period for employees and their families to evaluate and review their health insurance coverage. It can also be daunting, with numerous options and a plethora of terms.
Do you ever feel overwhelmed when it comes to open enrollment season?
You’re not alone. Many employees make mistakes during open enrollment that can cost them money, time, and frustration. Some of these mistakes include:
Not comparing different plans and benefits.
You may think that all plans are the same, or that the cheapest plan is the best one. But that’s not always the case.
Some plans may offer more benefits, such as vision, dental, or mental health services, than others. Some plans may have lower deductibles, copays, or coinsurance than others. Some plans may have better customer service, network, or quality ratings than others. To find the best plan for your needs and budget, you need to compare different plans and benefits using our online tools or by contacting our experts.
You can also use our online calculator to estimate your monthly premiums and out-of-pocket costs for each plan.
By comparing different plans and benefits, you can find the best value, convenience, and protection for your health care needs.
Not checking if you qualify for financial assistance or subsidies.
You may think that you don’t qualify for any financial help, or that it’s too complicated to apply for it. But that’s not true.
Depending on your income, household size, and location, you may be eligible for subsidies that can lower your monthly premiums or out-of-pocket costs. You may also qualify for other programs, such as Medi-Cal or Medicare, that can provide free or low-cost health coverage. To find out if you qualify for any financial assistance or subsidies, you can use our online tools or by contacting our experts.
You can also use our online application to apply for financial assistance or subsidies in minutes.
By checking if you qualify for financial assistance or subsidies, you can save money and get more affordable health insurance coverage.
Not updating your personal information or life events.
You may think that your personal information or life events don’t affect your health insurance plan or costs. But they do. If you have moved, changed your income, got married, had a baby, or experienced any other life event, you need to update your information with your health plan and the marketplace.
This can affect your eligibility for financial assistance or subsidies, as well as your plan options and costs. To update your personal information or life events, you can use our online tools or by contacting our experts.
You can also use our online portal to update your information and report any changes in minutes.
By updating your personal information or life events, you can ensure that you get the most accurate and up-to-date health insurance plan and costs.
Don’t let these common pitfalls ruin your health insurance experience.
Choose wisely and enroll in a plan that works for you and your family.
At EPIA Inc, we are experts in health insurance and open enrollment. We have been helping individuals, families, and businesses find affordable and quality health insurance plans for over 20 years.
We know the ins and outs of the health insurance market in California, and we can help you avoid these pitfalls and find the best plan for you.
We have access to hundreds of plans from top-rated health insurance companies in California, such as Anthem, Blue Shield, UnitedHealthcare, and more.
Furthermore, we can help you compare different plans and benefits using our online tools or by contacting our experts.
We can also help you apply for financial assistance or subsidies that can lower your monthly premiums or out-of-pocket costs even more. And we can help you switch or cancel your plan easily and securely.
We are not affiliated with any health insurance company or government agency. We are an independent and unbiased health insurance agency that works for you. Our services are free of charge and obligation. We are here to help you find your perfect plan.
Don’t wait, open enrollment ends on January 15, 2024. Contact us today and get started on your journey to better health and wellness in 2024.
If you have any questions or need any assistance, please feel free to contact us at any time. We are here to help you avoid these pitfalls and find the best plan for you.
EPIA inc. is a private Insurance Agency with no ties with legal entities. The information contained in this article is based on information provided by the Medicare Official Website.