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Replacing Short-term Health Insurance

Replacing Short-term Health Insurance


Short-term health insurance plans offered health coverage to enrollees in need of urgent insurance while waiting to enroll in a standard health plan. Under the Affordable Care Act, this gap insurance no longer counts as qualifying coverage. However, if you just experienced a sudden change in your insurance needs, you still have options.


Outside of open enrollment, you can apply for insurance if you experience a qualifying life event (major life changes or situations that could affect your insurance coverage).


Some examples of QLE:


  • Loss of health insurance 失去健康保險

  • Permanent move to/within California 永久搬遷至加州

  • New child 新生兒

  • Marriage or domestic partnership 結婚或同居伴侶

  • Return from active-duty military service 從現役兵役歸來

  • Release from jail or prison 從監獄釋放

  • New citizenship or lawful presence 成為公民或合法長期居留

  • Membership of a federally recognized American Indian or Alaska Native tribe 聯邦認可的美洲印地安人或阿拉斯加原住民部落的成員

Still, during open enrollment period, you can get to know more about Medicare, Medi-Cal, Covered CA, and other plans.

不過,在開放註冊期間,您可以更多地了解 聯邦醫療保險紅藍卡,加州低收入醫療保險白卡,Medicare,加州全保和其他計劃。

We have specialists to assist you in English, 普通话, 廣東話, 臺灣閩南語, Español and Português.


Learn more about us at or call (626) 912.1988



EPIA inc. is a private Insurance Agency with no ties with legal entities. The information contained in this article is based on information provided by the Covered California Official Website. EPIA attempts to ensure that all material is up-to-date therefore is not responsible or liable in any manner for any errors or miss information announced on its main sources.

EPIA 公司是一家與法律實體沒有聯繫的私人保險機構。本文中包含的信息基於加州全保官方網站提供的信息。 EPIA 盡力確保所有信息都是最新的,因此對其主要來源公佈的任何錯誤或遺漏信息不承擔任何責任或義務。

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