絕大部分的企業家都了解保險的重要性，但美國仍有約75％的企業家，投保的商業保險保額不足於40%...更重要的是，40％的企業在意外災難發生後，因投保保額不足，導致賠償不夠再也沒有重新開業。We all know we need insurance, yet 75 percent of businesses in the United States are underinsured by 40 percent or more...What’s more, 40 percent of businesses never reopen after a disaster
為什麼小型企業家無法投保適當的保險呢？是因為商業保險的產品難以理解嗎？我是否需要購買商業責任保險、職業責任保險或是專業責任險呢？
So why aren’t small-business owners getting proper insurance? Is it because the small-business products are difficult to understand? Do I need general liability, professional liability or errors and omissions?
文章來源 Source: https://www.entrepreneur.com/article/321029
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