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Get business insurance

購買商業保險


Business insurance protects you from the unexpected costs of running a business. Accidents, natural disasters, and lawsuits could run you out of business if you’re not protected with the right insurance.

商業保險可保護您免受意外費用的影響。如果您沒有適當的保險保護,事故、自然災害和訴訟將可能會使您倒閉。



Pick the type of business insurance you need

選擇您需要的商業保險類型


The protections you get from choosing a business structure like an LLC or a corporation typically only protect your personal property from lawsuits, and even that protection is limited.


Business insurance can fill in the gaps to make sure both your personal assets and your business assets are fully protected from unexpected catastrophes.


In some instances, you might be legally required to purchase certain types of business insurance.


從選擇有限責任公司或一般公司業務結構中,所能獲得的保護僅限於您的個人財產能免受訴訟,而這種保護也是十分有限的。

商業保險確保您的個人資產和商業資產都得到充分保護,免受意外災難的影響。

在某些情況下,法律上可能會規定您必須購買某些類型的商業保險。



Six common types of business insurance

六種常見的商業保險


General liability insurance: Any business.


- Product liability insurance: Businesses that manufacture, wholesale, distribute, and retail a product.

- Professional liability insurance: Businesses that provide services to customers.

- Commercial property insurance: Businesses with a significant amount of property and physical assets.

- Home-based business insurance: Businesses that are run out of the owner’s personal home.

- Business owner’s policy: Most small business owners, but especially home-based business owners.


一般責任保險:任何企業。

-產品責任保險:製造、批發、分銷和零售產品的企業。

-專業責任保險:為客戶提供服務的企業。

-商業財產保險:擁有大量財產和實物資產的企業。

-居家事業商業保險:用盡所有者個人住宅的企業。

-企業綜合保險:大多數小型企業家,尤其是居家事業企業主。




若您有更多關於保險的相關問題,歡迎諮詢!


If you have more questions about insurance, feel free to contact us!



電話 Phone: 626-912-1988


Email: info@epiagroup.com



文章來源 (Source): https://www.sba.gov/business-guide/launch-your-business/get-business-insurance

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