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Considering life insurance? Here’s how to get the right type of policy - Part 3

epiainsurance

3 min

English

Considering life insurance? Here’s how to get the right type of policy - Part 3

#lifeinsurance #insurance #personalinsurance #coveredwithepia When it comes to actually purchasing a life insurance policy, most consumers wind up asking the same important questions: How much life insurance do I need, and how long do I need my policy to last? Here are some final tips on our Life Insurance series "Considering life insurance? Here’s how to get the right type of policy" How much life insurance do you need? At the end of the day, only you can decide if you want

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Considering life insurance? Here’s how to get the right type of policy - Part 2

epiainsurance

4 min

English

Considering life insurance? Here’s how to get the right type of policy - Part 2

#insurance #personalinsurance #lifeinsurance #coveredwithepia As you shop for and compare life insurance policies, you should know about the many types of life insurance out there. Policies exist for every budget, whether you just need cheap life insurance coverage for your working years or you’re a high-net-worth individual who wants to pass on tax-free income to your heirs. Keep in mind that most types of life insurance require applicants to go through a medical exam. This

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Considering life insurance? Here’s how to get the right type of policy – Part 1

epiainsurance

3 min

English

Considering life insurance? Here’s how to get the right type of policy – Part 1

#insurance #personalinsurance #lifeinsurance #coveredwithepia Life insurance may not be one of the most glamorous purchases you can make, but it’s a necessary one for many Americans. After all, life insurance coverage may be the only source of financial protection for your family if you pass away during your working years. Without coverage, your spouse and dependents could easily struggle to pay your final expenses, let alone get by without your income for years to come. But

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Life Insurance 101 - What you need to know

epiainsurance

3 min

English

Life Insurance 101 - What you need to know

#lifeinsurance #personalinsurance #coveredwithepia #insurance When the topic is a Life Insurance policy, we tend to consider the worst-case scenario to build a plan. It sounds uncomfortable, right? Well, in some cases, that might be a fair statement. But wouldn't it be worse if you didn't have a plan in place in case something unfortunate happened? To demystify the shadows that hover Life insurance, we will cover some of the most frequently asked questions about this subject.

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epiainsurance

2 min

加州健保以創記錄開啟 2022 年！

#CoveredCA #OpenEnrollment #Insurance #CoveredCAEnrollment 加州健保以創記錄開啟 2022 年！美國救援計劃（American Rescue Plan）是聯邦政府對疫情的回應，它增加了向消費者提供的經濟援助額度，這使參保人數創歷史新高。該法案建立在《平價醫療法案》和加州所做工作的基礎上，根據此法案，州長紐森和立法機構在加州建立了一項州補貼計劃，提供了更多經濟援助，並首次將其擴展到中等收入消費者。由於美國救援計劃，三分之二的加州健保參保者有資格以每月 10 美元或更低的保費價格從 2022 年的知名保險公司計劃中獲得保障。此外，對中等收入消費者的經濟援助使他們中許多人的保費每月降低數百美元。什麼是加州健保？加州全保是加州的健康保險市場。在該計劃的幫助下，加州居民可以通過《患者保障和平價醫療法案》從頂級保險公司獲得高質量的保險。通過經濟援助和稅收抵免，您可以找到負擔得起的健康保險計劃。誰符合資格？您的經濟援助資格將由聯邦貧困線 (FPL) 決定。這些級別是由聯邦政府設定的。健康保險

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epiainsurance

1 min

Chinese

關於加州健保保費補貼核算和還款的重要通知

#Insurance #CoveredCalifornia #HealthInsurance #CoveredWithEPIA 關於加州健保保費補貼核算和還款的重要通知美國救援計劃 (ARP) 法案增加了 2021 年和 2022 年的聯邦財政援助金額。2021 年 5 月，CalHEERS （加州醫療保健資格、登記和保留系統）對消費者使用 ARP 補貼的資格進行了改革，這些補貼將取代他們通過加州健保獲得的州財政援助，這意味著消費者每月可以節省更多保費。在報 2021 年的州稅時，2021 年1 月至 4 月期間曾獲得加州政府健康保險補貼的消費者可能必須向加州稅務局(FTB)償還限額以內的部分或全部補貼。有關加州如何核算補貼、計算還款金額和加州健康保險市場聲明的更多信息，包括為償還州補貼金額的消費者提供幫助的資源，請訪問加州稅務局(FTB)2021年補貼核算網站。 Source 資料來源: https://www.ftb.ca.gov/ -----------------------------------------------------

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epiainsurance

3 min

English

Considering life insurance? Here’s how to get the right type of policy - Part 3

#LifeInsurance #Insurance #TypesOfLifeInsurance #CoveredWithEPIA When it comes to actually purchasing a life insurance policy, most consumers wind up asking the same important questions: How much life insurance do I need, and how long do I need my policy to last? Here are some final tips on our Life Insurance series "Considering life insurance? Here’s how to get the right type of policy" How much life insurance do you need? At the end of the day, only you can decide if you wa

7 views0 comments

epiainsurance

4 min

English

Considering life insurance? Here’s how to get the right type of policy - Part 2

#LifeInsurance #Insurance #TypesOfLifeInsurance #CoveredWithEPIA As you shop for and compare life insurance policies, you should know about the many types of life insurance out there. Policies exist for every budget, whether you just need cheap life insurance coverage for your working years or you’re a high-net-worth individual who wants to pass on tax-free income to your heirs. Keep in mind that most types of life insurance require applicants to go through a medical exam. Th

9 views0 comments

epiainsurance

3 min

English

Considering life insurance? Here’s how to get the right type of policy – Part 1

#LifeInsurance #Insurance #InsurancePolicy #CoveredWithEPIA Life insurance may not be one of the most glamorous purchases you can make, but it’s a necessary one for many Americans. After all, life insurance coverage may be the only source of financial protection for your family if you pass away during your working years. Without coverage, your spouse and dependents could easily struggle to pay your final expenses, let alone get by without your income for years to come. But be

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IMPORTANT! California Premium Subsidy Reconciliation and Repayment

epiainsurance

2 min

English

IMPORTANT! California Premium Subsidy Reconciliation and Repayment

#Insurance #CoveredCalifornia #HealthInsurance #CoveredWithEPIA Important! California Premium Subsidy Reconciliation and Repayment 關於加州健保保費補貼核算和還款的重要通知 The American Rescue Plan (ARP) Act increased the amount of federal financial help for 2021 and 2022. In May 2021, consumer eligibility was updated in CalHEERS to apply the ARP subsidies, which saved consumers more on their monthly premiums and replaced the state financial help they were getting through Covered California. As a

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Covered California Begins 2022 With a Record!

epiainsurance

3 min

English

Covered California Begins 2022 With a Record!

#CoveredCA #OpenEnrollment #Insurance #CoveredCAEnrollment Covered California Begins 2022 With a Record! 加州健保以創記錄開啟 2022 年！ The record-high number of enrollees is being made possible by the American Rescue Plan, the federal response to the pandemic, which expanded the amount of financial help available to consumers. The law builds on the Affordable Care Act and work done in California, where Gov. Newsom and the Legislature established a state subsidy program that provided mor

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Senate approves increased medicare budget.

epiainsurance

2 min

English

Senate approves increased medicare budget.

#Medicare #OpenEnrollment #Insurance #CoveredWithEPIA Senate approves increased medicare budget. 參議院批准增加醫療保險預算。 Older Americans would see their health coverage expanded as part of the $3.5 trillion budget plan approved by the House on Tuesday. 作為眾議院週二批准的3.5萬億美元預算計劃的一部分，美國老年人的醫療保險保障範圍將擴大。 Medicare is relied on by most Americans once they reach the eligibility age of 65. It would provide coverage for dental, vision, and hearing under the budget resolution. In addition, the age

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Covid-19 Delta variant: Updating your Policy

epiainsurance

2 min

Covid-19 Delta variant: Updating your Policy

#CoveredWithEPIA #Covid #Delta #Insurance #HealthInsurance Covid-19 Delta variant: Updating your Policy 新冠肺炎Delta變異病毒：政策更新 Workplace safety guidelines from federal, state, and local authorities are rapidly changing in response to the highly transmittable COVID-19 Delta variant, and employers may want to update their policies accordingly. 聯邦、州和地方當局針對工作場所的安全指南做了緊急改變，以應對高傳播的新冠肺炎Delta變異病毒，雇主可能也希望相應地更新他們的政策。 Los Angeles County health officials are again strongly recommending that

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epiainsurance

3 min

Employee Benefits 101: Main Types

#EEBenefits #CoveredWithEPIA #Employees #Employers #BenefitsPolicy #Insurance Employee Benefits 101: Main Types 員工福利101：主要類型 Employee benefits have become one of the hottest topics for US labor in recent memory. But what exactly is it and how can it help a business as much as an employee? Here are the basics of how employee benefits work and how they can help you. 員工福利已成為美國勞工近來最熱門的話題之一。但員工福利究竟是什麼？它如何能像員工一樣幫助公司？以下是員工福利如何運作，以及如何為您提供幫助的基礎知識。 Health Insurance 健康保險 A group health

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epiainsurance

4 min

Term x Permanent life insurance

#LifeInsurance #CoveredWithEPIA #TermPolicy #PermanentPolicy #Insurance Term x Permanent life insurance 定期 x 永久人壽保險 There are two basic life insurance options: term and permanent. Term lasts for a specific, pre-set period. Permanent lasts your entire lifetime. 有兩種基本的人壽保險選擇：定期和永久人壽保險。定期保險是持續特定的、預定的期限。永久保險是持續您的一生。 But with so many diverse opinions and points of view, it can become very difficult to parse what kind is the most beneficial for your situation. With this article, we

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epiainsurance

3 min

Life Insurance 101

#LifeInsurance #CoveredwithEPIA #InsuranceAgency #insurance Life Insurance 101 人壽保險淺知 If you are considering acquiring a life insurance policy you may have come across complex and confusing terminology. For such an important issue is only natural to try and get a firm grasp on what you are really signing up for. Don't worry, we have compiled a couple of common terms that you may come across while researching a policy. 如果您正在考慮購買一份人壽保險，您可能會遇到復雜而令人困惑的專業用語。對於一件如此重要的事情，您需要明白並理解簽約的

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epiainsurance

3 min

Employee Benefits Glossary

#employeebenefits #CalSavers #EEPolicy #Employers #Insurance Employee Benefits Glossary 員工福利詞彙表 Understanding the terms of your employee benefits can be helpful, especially when you're trying to find the best coverage for your business and your employees. 了解員工福利的條款會有很大的幫助，尤其是在你為公司和員工選擇最佳的保險時候。 We gathered a few of the most common terms you will find in your policy so you can be well informed to make the best decision for your company. Check it out! 我們收集了一些在你的保單中最常見的條款，從而你可以充分

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Los Angeles County business owners excited to welcome back customers as restrictions ease

epiainsurance

2 min

Los Angeles County business owners excited to welcome back customers as restrictions ease

#BusinessReopening #Insurance #CoveredwithEPIA Los Angeles County business owners excited to welcome back customers as restrictions ease 洛杉磯縣的企業主因限制放寬而興奮地歡迎客人光顧。 Restaurants, which up until now only offered take-out and/or outdoor dining, reopened indoors with up to 25% capacity. Museums, zoos, and aquariums were also permitted to reopen with up to 25% maximum capacity. Gyms, fitness centers, yoga studios, and dance studios were also able to reopen indoors with up to 10% maxi

7 views0 comments

epiainsurance

4 min

COVID-19 Vaccine - Most Asked Questions

#COVID19 #Vaccine #California #HealthCoverage #Insurance COVID-19 Vaccine - Most Asked Questions 新冠疫苗-最常見問題 You Have the Right to a COVID-19 Vaccine With NO Out-of-Pocket Cost. 您有權獲得COVID-19疫苗，無需自付費用。 Health plans1 regulated by the DMHC must cover COVID-19 vaccines and the administration costs without any enrollee cost-sharing. Cost-sharing includes co-pays, co-insurance, deductibles or other out-of-pocket costs. 由加州公共衛生部（DMHC）監管的衛生計劃1必須涵蓋COVID-19疫苗和管理費用，而沒有任何會員費用分攤。費用分攤包括掛號費

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BREAKING NEWS! - LA County DPH Vaccination for Healthcare Workers and Persons 65 and Over

epiainsurance

4 min

BREAKING NEWS! - LA County DPH Vaccination for Healthcare Workers and Persons 65 and Over

#COVID19 #Vaccine #Insurance #LACDPH BREAKING NEWS! - LA County DPH Vaccination for Healthcare Workers and Persons 65 and Over 大好消息！-洛杉磯縣公共衛生局為醫療工作者和65歲及以上的人們接種疫苗 In LA County, the Department of Public Health is actively vaccinating the following groups: 在洛杉磯縣，公共衛生部正在積極為以下群體接種疫苗： • Healthcare workers (HCWs) at high and moderate risk of exposure to the COVID-19 virus through their work in any role in health care or long-term care settings. High and moderate risk means the HCW

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EVERYTHING you need to know about your INSURANCE

Need personal help? Get all your questions answered and feel confident in choosing the best option!

Get in touch!

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Need personal help?

Get all your questions answered and feel confident in choosing the best option!