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How life insurance companies treat pandemics

#COVID19 #LifePolicy #Pandemic #Coverage #DeathBenefit

How life insurance companies treat pandemics

人壽保險公司如何應對大型流行病?


Life insurance offers financial protection for your loved ones in the event that you die unexpectedly. When a pandemic becomes world news, you may start to consider the necessity of purchasing a policy or wonder how news of an outbreak might shape the policy you already have. "人壽保險可在您意外死亡時,為您的親人提供必要的未來財務保護。當大型流行病開始蔓延全球時,您可能會開始考慮購買人壽保單的必要性,或者想知道疫情爆將會如何影響您已經擁有的人壽保單。"



How stay at home mandates could affect your application

居家令的命令將會如何影響您的申請?


If you are quarantininig in a state other than the state you permanently reside in, this could have implications for your residency on your life insurance application. Some life insurance companies are requiring that your paperwork match the state you are currently in, even if it is not the state you actually reside in. Others are still accepting paperwork for the state you permanently reside in.

如果您目前正在進行隔離的州不是您永久居住的州,那麼這可能會影響您申請人壽保險,因一些人壽保險公司要求您所提交的申請書需符合您當前所處的州,即使那並不是您實際居住的州。而有些人壽保險公司則仍接受您提交的申請書為您永久居住的州。


The life insurance medical exam

人壽保險體驗


Medical examiners are taking extra precautions during the coronavirus outbreak. They’ve modified their scheduling capacity to ensure the safety of their staff and each individual taking the medical exam while proactively taking all necessary precautions to protect against the spread of the coronavirus, such as washing hands with soap and water. Alongside this, all examiners are required to protective equipment such as gloves and masks covering the nose and mouth.

新型冠狀病毒爆發期間,體檢人員將採取額外的預防措施,他們修改了每日行程安排,以確保員工和參加體檢的每個人的安全,同時積極採取一切必要的預防措施來預防新型冠狀病毒的傳播,例如:用肥皂和水洗手。除此之外,所有檢查員都需要使用防護設備,例如:使用手套和口罩以覆蓋鼻子和嘴巴。


#新型冠狀病毒 #人壽保險 #高風險旅遊 #申請 #死亡利益 #健康保險 #權威保險


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文章來源 (Source): https://www.policygenius.com/life-insurance/does-life-insurance-cover-coronavirus/

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