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epiainsurance

2 min

Chinese

第二部分: 雇主從最新的聯邦 COVID-19計劃中獲得什麼？

#WorkersCompensation #COVID19 #BusinessInsurance #CoveredWithEPIA 第二部分: 雇主從最新的聯邦 COVID-19計劃中獲得什麼？經歷了兩年多新冠肺炎疫情之後，美國政府準備讓各大小機構重返實體工作空間的趨勢。三月初，聯邦政府制定了一項名為"國家 COVID-19 準備計劃"，該計劃列出政府支持下的成果。請查看第二部分。為 COVID-19 檢測、治療提供資金在一月份, 美國政府宣佈將提供新冠肺炎快速檢測試劑供市民在家測試, 並直接送到市民府上。此新計劃還包括一項提案, 設立"一站式測試治療站"供大眾於該地點接受免費測試以及免費的抗病毒治療藥物。為未來的變化作出準備該計劃的其他主要因素對雇主的直接影響較小, 政府尋求解決潛藏變異的新冠肺炎的其他步驟。例如數據收集, 排序, 廢水監測和響應手冊。如果再次有社區爆發, 這些資料在當務之急下為雇主制定了應急措施的重要機會, 令雇主得以安心。雇主現階段最需要做的一件事, 應利用現在安穩時期來製定計劃, 為未來的衝擊作好提前準備。若

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What should employers take away from the latest federal COVID-19 plan? – Part 2

epiainsurance

2 min

English

What should employers take away from the latest federal COVID-19 plan? – Part 2

#WorkersCompensation #COVID19 #BusinessInsurance #CoveredWithEPIA What should employers take away from the latest federal COVID-19 plan? – Part 2 U.S. organizations have joined the momentum to reopen physical workspaces after more than two years of the COVID-19 pandemic. Earlier in March, the Federal administration laid out a plan titled the National COVID-19 Preparedness Plan that, in part, sought to clarify the government's approach to supporting those efforts. Check out pa

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epiainsurance

2 min

Chinese

第一部分: 雇主從最新的聯邦 COVID-19計劃中獲得什麼？

#WorkersCompensation #COVID19 #BusinessInsurance #CoveredWithEPIA 第一部分: 雇主從最新的聯邦 COVID-19計劃中獲得什麼？經歷了兩年多新冠肺炎疫情之後，美國政府準備讓各大小機構重返實體工作空間的趨勢。三月初，聯邦政府制定了一項名為"國家 COVID-19 準備計劃"，該計劃列出政府支持下的成果。在接下來的幾週裡，我們將介紹此計劃的主要事項。請查看第一部分。帶薪病假這個計劃僅包含一個重點, 就是人力資源部門如何在新冠肺炎疫情期間為員工提供支援。去年，美國疾病管制與預防中心建議雇主為員工提供帶薪病假，讓員工從接種COVID-19新冠疫苗後的副作用影響中復原過來。如先前所指，鼓勵雇主為患病的員工提供"靈活及非懲罰性的帶薪病假"。在這計劃中，雇主可能屬於下列兩大類之一。第一，雇主繼續提供帶薪病假，不僅是為了應對新冠肺炎疫情，與此同時，希望能從同業競爭市場中吸引人才。因此，這些雇主將不受未來病假的影響，因為他們的福利可能已超越聯邦立法的要求。但某些雇主正在掙扎，因為即使恢復

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What should employers take away from the latest federal COVID-19 plan? – Part 1

epiainsurance

2 min

English

What should employers take away from the latest federal COVID-19 plan? – Part 1

#WorkersCompensation #COVID19 #BusinessInsurance #CoveredWithEPIA What should employers take away from the latest federal COVID-19 plan? – Part 1 U.S. organizations have joined the momentum to reopen physical workspaces after more than two years of the COVID-19 pandemic. Earlier in March, the Federal administration laid out a plan titled the National COVID-19 Preparedness Plan that, in part, sought to clarify the government's approach to supporting those efforts. In the follo

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CDC adopts new masking guidelines. What does that mean for employers?

epiainsurance

2 min

English

CDC adopts new masking guidelines. What does that mean for employers?

#Compliance #EmployeeBenefits #CDC #OSHA #COVID19 #HRcompliance The Centers for Disease Control and Prevention announced last Friday - February 25th - that it had adopted new metrics regarding guidelines for mask-wearing across the U.S., greatly reducing the number of people who may need to mask up. Instead of simply case counts, the new metrics take into account COVID-19 admissions to local hospitals and the percent of staffed inpatient beds occupied by COVID-19 patients. Th

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PPEs' to prevent COVID-19 are tax-deductible and Amounts Paid are being treated as Medical Expenses

epiainsurance

2 min

PPEs' to prevent COVID-19 are tax-deductible and Amounts Paid are being treated as Medical Expenses

#IRS #TAXES #PPE #COVID19 Face masks and other Personal Protective Equipment to prevent the spread of COVID-19 are tax-deductible and Amounts Paid for Certain PPEs' are being treated as Medical Expenses. 預防傳播新冠肺炎的口罩和其他個人防護用品可以抵稅，部分PPE的支出可作為醫療支出 The Internal Revenue Service issued Announcement 2021-7 today - April, 5th - clarifying that the purchase of personal protective equipment, such as masks, hand sanitizer, and sanitizing wipes, for the primary purpose of preventing the

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How business owners are dealing with required vaccination for their employees

epiainsurance

3 min

How business owners are dealing with required vaccination for their employees

#Employers #Employees #Vaccination #COVID19 How business owners are dealing with required vaccination for their employees 雇主如何應對要求員工接種疫苗的問題 Since the state of California announced its first round of the vaccination process, which includes essential workers, a lot of business owners have been questioning what are the boundaries regarding the required vaccination of their employees. 自從加州宣佈了第一輪疫苗接種程序（其中包括為必要的工人接種疫苗），許多雇主的問題就是對員工進行疫苗接種的具體規定是什麼。 On March 4, 2021, the California De

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epiainsurance

4 min

Covid-19 Vaccine Updates

#Vaccine #COVID19 Covid-19 Vaccine Updates 有關新冠疫苗的最新情況 Vaccinating those at higher risk 為高危人群接種疫苗 Beginning March 15, healthcare providers may use their clinical judgment to vaccinate individuals aged 16-64 who are deemed to be at the very highest risk to get very sick from COVID-19 because they have the following severe health conditions: 從 3 月 15 日開始，醫護提供者可以為16-64 歲，他們臨床診斷為可能感染新冠病毒並且患重症的風險最高的人接種疫苗，因為他們有以下嚴重的健康狀況： • Cancer, current with weakened immune system • Chronic kidne

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epiainsurance

4 min

COVID-19 Vaccine - Most Asked Questions

#COVID19 #Vaccine #California #HealthCoverage #Insurance COVID-19 Vaccine - Most Asked Questions 新冠疫苗-最常見問題 You Have the Right to a COVID-19 Vaccine With NO Out-of-Pocket Cost. 您有權獲得COVID-19疫苗，無需自付費用。 Health plans1 regulated by the DMHC must cover COVID-19 vaccines and the administration costs without any enrollee cost-sharing. Cost-sharing includes co-pays, co-insurance, deductibles or other out-of-pocket costs. 由加州公共衛生部（DMHC）監管的衛生計劃1必須涵蓋COVID-19疫苗和管理費用，而沒有任何會員費用分攤。費用分攤包括掛號費

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Does my plan include COVID-19 testing and treatment?

epiainsurance

2 min

Does my plan include COVID-19 testing and treatment?

#COVID19 #Vaccine #HealthInsurance Does my plan include COVID-19 testing and treatment? 我的計劃是否涵蓋 COVID-19 測試和治療？ Some carriers are now considering COVID-19 treatment to be an “Essential Health Benefit” (EHB) of their plans, and are adding extra language to their plans to ensure coverage for COVID-19 testing and treatment. The Centers for Medicare and Medicaid Services (CMS) issued an FAQ on COVID-19, which states that COVID-19 testing and treatment must be covered as an EHB o

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BREAKING NEWS! - LA County DPH Vaccination for Healthcare Workers and Persons 65 and Over

epiainsurance

4 min

BREAKING NEWS! - LA County DPH Vaccination for Healthcare Workers and Persons 65 and Over

#COVID19 #Vaccine #Insurance #LACDPH BREAKING NEWS! - LA County DPH Vaccination for Healthcare Workers and Persons 65 and Over 大好消息！-洛杉磯縣公共衛生局為醫療工作者和65歲及以上的人們接種疫苗 In LA County, the Department of Public Health is actively vaccinating the following groups: 在洛杉磯縣，公共衛生部正在積極為以下群體接種疫苗： • Healthcare workers (HCWs) at high and moderate risk of exposure to the COVID-19 virus through their work in any role in health care or long-term care settings. High and moderate risk means the HCW

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Does Life Insurance Cover Deaths From Coronavirus?

epiainsurance

2 min

Does Life Insurance Cover Deaths From Coronavirus?

#COVID19 #LifePolicy #Pandemic #Coverage #DeathBenefit Does Life Insurance Cover Deaths From Coronavirus? 人壽保險是否理賠因新型冠狀病毒而導致的死亡？ Thousands of people worldwide have already died from COVID-19, the disease caused by the novel coronavirus. For those who have life insurance, in almost all cases, they are covered, and insurance will likely pay out for deaths from COVID-19. There are a few exceptions, according to representatives from life insurance companies and industry organizat

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How To Buy Life Insurance During The COVID-19 Pandemic

epiainsurance

2 min

How To Buy Life Insurance During The COVID-19 Pandemic

#COVID19 #LifePolicy #Pandemic #Coverage #DeathBenefit How To Buy Life Insurance During The COVID-19 Pandemic 如何在新型冠狀病毒疫情間購買人壽保險 If you’re shopping for life insurance, you might encounter some new processes and temporary roadblocks due to COVID-19. If you’re new to buying life insurance, you may not realize that those who shopped a few months ago may have had a different experience.如果您要購買人壽保險，因在新型冠狀病毒疫情間，您可能會遇到一些新流程和臨時性限制。如果您是第一次購買人壽保險，則可能不會意識到在疫情前的購買流程及法規上的不同處。 You May Not N

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How life insurance companies treat pandemics

epiainsurance

2 min

How life insurance companies treat pandemics

#COVID19 #LifePolicy #Pandemic #Coverage #DeathBenefit How life insurance companies treat pandemics 人壽保險公司如何應對大型流行病? Life insurance offers financial protection for your loved ones in the event that you die unexpectedly. When a pandemic becomes world news, you may start to consider the necessity of purchasing a policy or wonder how news of an outbreak might shape the policy you already have. "人壽保險可在您意外死亡時，為您的親人提供必要的未來財務保護。當大型流行病開始蔓延全球時，您可能會開始考慮購買人壽保單的必要性，或者想知道疫情爆將會如何影響您已經擁有的人壽

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epiainsurance

2 min

Life Insurance - How COVID-19 affects ?

#COVID19 #LifePolicy #Pandemic #Coverage #DeathBenefit Life Insurance - How COVID-19 affects ? 新型冠狀病毒如何影響人壽保險? If you have an active life insurance policy and you were to die of a pandemic illness such as COVID-19, your family would receive the death benefit — even if you had traveled to an area with a known outbreak of the coronavirus.如果您已擁有一份有效的人壽保險單，而不幸因像新型冠狀病毒這樣的流行性疾病而死亡，即使您至已知的新型冠狀病毒爆發地區旅行，您的家人也將獲得死亡利益。 Here’s the good news 好消息: If you don’t have life insurance coverage

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epiainsurance

2 min

COVID19 Paid Sick Leave FAQ Part 3

#COVID19 #ReportingTimePay #Employer #Employee #TravelExposure Coronavirus Disease (COVID-19) – FAQs on laws enforced by the California Labor Commissioner’s Office 新型冠狀病毒: 加洲勞工部法律問與答 If a state of emergency is declared, does reporting time apply? 如果州政府已宣布進入緊急狀態，打卡式工資計算法是否適用？ Reporting time pay does not apply when operations cannot commence or continue when recommended by civil authorities. This means that reporting time pay does apply under a state of emergency, unless the st

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epiainsurance

2 min

COVID19 Paid Sick Leave FAQ Part 2

#COVID19 #PaidSickLeave #Employer #Employee #Treatment Coronavirus Disease (COVID-19) – FAQs on laws enforced by the California Labor Commissioner’s Office 新型冠狀病毒: 加洲勞工部法律問與答 Can an employer require a worker who is quarantined to exhaust paid sick leave? 雇主可以要求被隔離的員工使用所有帶薪病假嗎？ The employer cannot require that the worker use paid sick leave; that is the worker’s choice. If the worker decides to use paid sick leave, the employer can require they take a minimum of two hours of p

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epiainsurance

2 min

Business Interruption Insurance

#COVID19 #BusinessInsurance #Employer #Commercial #Interruption Business Interruption Insurance is optional coverage that may be purchased as part of a comprehensive multi-peril commercial policy. Business interruption insurance coverage typically lists or describes the types of perils or causes of loss it covers. Perils or causes of loss that are not listed on, or not described in, the policy are typically not covered. Business interruption coverage typically can only be tr

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What if I have lost my job or am unable to work due to COVID-19?

epiainsurance

2 min

What if I have lost my job or am unable to work due to COVID-19?

#COVID19 #BusinessInsurance #Employer #Employee #Disabled What if I have lost my job or am unable to work due to COVID-19? 如果我因新冠病毒而失業或無法工作怎麼辦？ Governor Newsom’s March 12 Executive Order 加州州長Newsom於三月十二日頒布的行政命令 Governor Newsom’s March 12 Executive Order spelled out several steps that employees can take if they lose their jobs or are unable to work due to COVID-19. These include disability and unemployment insurance, paid family leave for caregivers, and workers’ compensation

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