Medicare Open Enrollment is here, but changing your plan isn't always necessary. Learn what you can change, what you can keep, and how to review your coverage with confidence before making a decision.

Medicare Open Enrollment 讓您有機會檢視並調整 2027 年的保障。但「可以更改」不代表「一定需要更改」。 Medicare Open Enrollment 每年從 10 月 15 日至 12 月 7 日。 在這段期間，Medicare 受益人可以檢視目前的保障，並根據自己現在的 Medicare Coverage，調整 Medicare Advantage 或 Prescription Drug Coverage。 在 Open Enrollment 期間所做的變更，一般會從 2027 年 1 月 1 日開始生效。 對部分人士來說，這可能是更換 Plan 的好時機。 但對另外一些人而言，重新檢視後可能會發現： 目前的 Coverage 其實仍然很適合自己。 這個差別很重要。 Open Enrollment 給您的是選擇，不是一定要換 Plan 的壓力。 以下我們就來看看，Medicare Open Enrollment 期間您可以更改什麼，以及哪些情況其實可以保持不變。 Medicare Open Enrollment

Your Medicare plan may change in 2027. Here are five important things to review before Open Enrollment so you can understand your options and prepare for the year ahead.

Medicare Open Enrollment 2026 runs October 15–December 7. Learn why reviewing your Medicare coverage early can help you prepare for 2027.

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