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What you should know about Retirement Savings

epiainsurance

8 min

What you should know about Retirement Savings

#RetirementSavings #Employee #Employer #Employeebenefits What you should know about retirement savings 退休儲蓄帳戶須知 When you're thinking ahead about retirement plans, tax planning should be part of your decision-making from the beginning. Depending on your situation you may qualify for either a tax-deferred, a tax-exempt account, you might have the option or the necessity to choose a 403(b) plan or even a Solo 401(k). Either way, your retirement savings account might be one of th

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How companies are implementing coping strategies and stress-reduction techniques?

epiainsurance

2 min

How companies are implementing coping strategies and stress-reduction techniques?

#FinancialWellness #EmployeeBenefit #Employer #MoneyManagement How companies are implementing coping strategies and stress-reduction techniques. 公司如何實施應對策略和減輕壓力 The Covid-19 pandemic is changing how the companies' regarding Research shows that companies are beginning to place an emphasis on employee emotional and mental health wellness during the COVID-19 pandemic. The National Alliance of Healthcare Purchaser Coalitions conducted an online survey of 256 companies across the

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IRS Covid-19 - Flexible Spending Accounts

epiainsurance

3 min

IRS Covid-19 - Flexible Spending Accounts

#FinancialWellness #EmployeeBenefit #Employer #MoneyManagement IRS Covid-19 - Flexible Spending Accounts IRS 新型冠狀病毒 - FSA醫療帳戶 The Internal Revenue Service has come up with a partial fix to the mess of so-called “flexible” spending arrangements that let workers stash pre-tax money into special accounts for healthcare and child care. But the IRS rules are anything but flexible. Typically you choose how much money to put into these accounts from your paycheck in the fall, predic

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COVID-19: Health Insurance & Employee Well-being

epiainsurance

3 min

COVID-19: Health Insurance & Employee Well-being

#FinancialWellness #EmployeeBenefit #Employer #MoneyManagement COVID-19: Health Insurance & Employee Well-being 新型冠狀病毒：健康保險與員工福利 Covered California released the first national projection of how the COVID-19 pandemic will affect employer health insurance. The report predicts that employer premiums will rise in 2021 by 40 percent or more, absent federal action, which is certain to alarm many employers. But Jim Purcell, the former CEO of Blue Cross & Blue Shield of Rhode Island

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Financial Wellness: the new must-have employee benefit

epiainsurance

2 min

Financial Wellness: the new must-have employee benefit

#FinancialWellness #EmployeeBenefit #Employer #MoneyManagement Financial Wellness: the new must-have employee benefit 健康財務計畫：所有員工都必須擁有的福利 Due to this pandemic, the economic downturn, and the Arecession, the number one priority for employee benefits must be ensuring a good financial wellness program.由於目前的新型冠狀病毒疫情，經濟下滑和衰退，員工福利的首要目標是確保良好的健康財務計劃。 Antidote for financial stress 財務壓力的解藥 A 2019 PwC study found that 59% of employees are more stressed out about their financial situatio

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epiainsurance

2 min

COVID19 Paid Sick Leave FAQ Part 3

#COVID19 #ReportingTimePay #Employer #Employee #TravelExposure Coronavirus Disease (COVID-19) – FAQs on laws enforced by the California Labor Commissioner’s Office 新型冠狀病毒: 加洲勞工部法律問與答 If a state of emergency is declared, does reporting time apply? 如果州政府已宣布進入緊急狀態，打卡式工資計算法是否適用？ Reporting time pay does not apply when operations cannot commence or continue when recommended by civil authorities. This means that reporting time pay does apply under a state of emergency, unless the st

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epiainsurance

2 min

COVID19 Paid Sick Leave FAQ Part 2

#COVID19 #PaidSickLeave #Employer #Employee #Treatment Coronavirus Disease (COVID-19) – FAQs on laws enforced by the California Labor Commissioner’s Office 新型冠狀病毒: 加洲勞工部法律問與答 Can an employer require a worker who is quarantined to exhaust paid sick leave? 雇主可以要求被隔離的員工使用所有帶薪病假嗎？ The employer cannot require that the worker use paid sick leave; that is the worker’s choice. If the worker decides to use paid sick leave, the employer can require they take a minimum of two hours of p

8 views0 comments

epiainsurance

2 min

Business Interruption Insurance

#COVID19 #BusinessInsurance #Employer #Commercial #Interruption Business Interruption Insurance is optional coverage that may be purchased as part of a comprehensive multi-peril commercial policy. Business interruption insurance coverage typically lists or describes the types of perils or causes of loss it covers. Perils or causes of loss that are not listed on, or not described in, the policy are typically not covered. Business interruption coverage typically can only be tr

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What if I have lost my job or am unable to work due to COVID-19?

epiainsurance

2 min

What if I have lost my job or am unable to work due to COVID-19?

#COVID19 #BusinessInsurance #Employer #Employee #Disabled What if I have lost my job or am unable to work due to COVID-19? 如果我因新冠病毒而失業或無法工作怎麼辦？ Governor Newsom’s March 12 Executive Order 加州州長Newsom於三月十二日頒布的行政命令 Governor Newsom’s March 12 Executive Order spelled out several steps that employees can take if they lose their jobs or are unable to work due to COVID-19. These include disability and unemployment insurance, paid family leave for caregivers, and workers’ compensation

6 views0 comments

epiainsurance

1 min

Group Health Insurance Requirements

#GroupHealth #Employer #Sponsored #Requirements Under the current ACA law, there's dividing line based on the size of your company. 根據目前的法案規定，公司的總全職員工人數將決定是否必須提供公司團體保險 “50 Full Time Equivalent Number For Health Insurance Requirements” 若總全職員工計算人數達到50人則需提供公司團體保險 This means that we add up the # of full time employees (30+ hours per week) PLUS The equivalent # of part-time employees. For example, if we have two part time employees who work an average of 15 hours, that's the equiv

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The Special Enrollment Period (SEP) Is Here!

epiainsurance

1 min

The Special Enrollment Period (SEP) Is Here!

#SEP #SpecialEnrollmentPeriod #Group #Employer #HealthPlan 特殊開放申請期來了！ The Special Enrollment Period (SEP) Is Here! 特殊開放申請期從2019年11月15日開始至12月15日止 Special Enrollment runs from November 15 through December 15, 2019. 適用於尋求健保於2020年1月1日生效的團體 This period is for groups seeking a January 1, 2020 effective date. 無最低雇主供款或是雇員最低人數申請要求 No minimum contribution or participation required. #特殊開放申請 #團體健保 #健保計畫 #醫療保險 #健康保險 #權威保險若您有更多關於健康保險的相關問題，歡迎諮詢！ If you have more question about health insu

4 views0 comments

epiainsurance

1 min

California SB78

#CoveredCalifornia #GroupHealth #Employer #SpecialEnrollment 根據加州州長加文·紐森（Gavin Newsom）於2019年6月27日簽署的新法規（加利福尼亞SB78），加州合法居民自2020年1月1日起的整個年度都需持有合格的健康保險，以避免於2021年在提交2020年州所得稅申報表時支付罰款。United Healthcare 將於2020年1月1日開放團體健康保險特殊申請期，2019年以前拒絕參保的員工和/或他們的家屬將可提出申請2020年度的團體健康保險。 Due to the new law (California SB78) signed by Governor Gavin Newsom on June 27, 2019 which institutes an individual mandate to have qualifying health coverage throughout the year beginning January 1, 2020 and to av

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