#CoveredCalifornia

EVERYTHING you need to know about your INSURANCE

English feed

Chinese feed

Need personal help?

Get all your questions answered and feel confident in choosing the best option!

Get in touch!

epiainsurance

1 min

Chinese

什麼是加州全保？

#CoveredCalifornia #HealthInsurance #加州全保 #加州健保 #健康保險 #CoveredWithEPIA 加州全保是加州的健康保險市場。在該計劃的幫助下，加州居民可以通過《患者保障和平價醫療法案》從頂級保險公司獲得高質量的保險。通過經濟援助和稅收抵免，您可以找到負擔得起的健康保險計劃。誰符合資格？您的經濟援助資格將由聯邦貧困線 (FPL) 決定。這些級別是由聯邦政府設定的。健康保險保費是根據以下因素決定的：年齡郵政編碼家庭人數預計的家庭收入選擇的健康保險計劃和福利級別加州全保和白卡的區別是什麼？白卡為符合條件的低收入加州居民提供非常低費用或免費的健康保險——它是加州版本的Medicaid，白卡的運作方式類似於HMO。加州全保是加州的健康保險市場，加州居民可以在這裡購買負擔得起的健康計劃並獲得財務援助和稅收抵免。兩者的主要區別就是是費用，根據收入多少來判斷是否符合資格。白卡和加州全保提供的保險計劃都提供基本的健康福利。什麼時候可以申請？加州全保的註冊期從2021年11月1日開始，一直持

43 views0 comments

epiainsurance

1 min

Chinese

關於加州健保保費補貼核算和還款的重要通知

#Insurance #CoveredCalifornia #HealthInsurance #CoveredWithEPIA 關於加州健保保費補貼核算和還款的重要通知美國救援計劃 (ARP) 法案增加了 2021 年和 2022 年的聯邦財政援助金額。2021 年 5 月，CalHEERS （加州醫療保健資格、登記和保留系統）對消費者使用 ARP 補貼的資格進行了改革，這些補貼將取代他們通過加州健保獲得的州財政援助，這意味著消費者每月可以節省更多保費。在報 2021 年的州稅時，2021 年1 月至 4 月期間曾獲得加州政府健康保險補貼的消費者可能必須向加州稅務局(FTB)償還限額以內的部分或全部補貼。有關加州如何核算補貼、計算還款金額和加州健康保險市場聲明的更多信息，包括為償還州補貼金額的消費者提供幫助的資源，請訪問加州稅務局(FTB)2021年補貼核算網站。 Source 資料來源: https://www.ftb.ca.gov/ -----------------------------------------------------

5 views0 comments

IMPORTANT! California Premium Subsidy Reconciliation and Repayment

epiainsurance

2 min

English

IMPORTANT! California Premium Subsidy Reconciliation and Repayment

#Insurance #CoveredCalifornia #HealthInsurance #CoveredWithEPIA Important! California Premium Subsidy Reconciliation and Repayment 關於加州健保保費補貼核算和還款的重要通知 The American Rescue Plan (ARP) Act increased the amount of federal financial help for 2021 and 2022. In May 2021, consumer eligibility was updated in CalHEERS to apply the ARP subsidies, which saved consumers more on their monthly premiums and replaced the state financial help they were getting through Covered California. As a

28 views0 comments

Covered California Open Enrollment began!

epiainsurance

2 min

English

Covered California Open Enrollment began!

#coveredcalifornia #coveredca Covered California's open–enrollment season for 2022 began this Monday 11/01, allowing californians to sign up for or renew their health coverage under the Affordable Care Act. This time the open enrollment will be 30 days longer, from November 1 to January 31. 加州全保2022年的開放註冊季已於本週一11/01開始了，允許加州人根據“平價醫療法案”註冊或續簽他們的健康保險。此次開放註冊將延30天，即從11月1日到1月31日。 Who is eligible? 誰符合資格？ Your financial assistance eligibility will be determined by the federal poverty

13 views0 comments

epiainsurance

1 min

English

What is Covered California?

#CoveredCalifornia #HealthInsurance It's California's health insurance marketplace. This program allows Californians to get high-quality insurance coverage from top insurance companies through the Patient Protection and Affordable Care Act. With financial assistance and tax credits, you can find affordable health insurance plans. Who is eligible? Your financial assistance eligibility will be determined by the federal poverty level (FPL). The Federal Government sets these leve

28 views0 comments

COVERED CALIFORNIA: New plan choices and rates for Small-Business Employers.

epiainsurance

2 min

English

COVERED CALIFORNIA: New plan choices and rates for Small-Business Employers.

#CoveredCalifornia #CoveredCA #HealthInsurance #加州全保 #加州健保 #健康保險 #CoveredWithEPIA COVERED CALIFORNIA: New plan choices and rates for Small-Business Employers. 加州全保：針對小型公司雇主新計劃的選擇和費用。 Covered California for Small Business unveiled the health plan choices and rates for small-business employers and their employees for the upcoming 2022 plan year. The statewide weighted average rate change is 4 percent, which represents the second-lowest annual increase in the program’s seven-ye

9 views0 comments

Covered California: Consumers to Receive IRS Form 1095-A and Form FTB 3895

epiainsurance

4 min

Covered California: Consumers to Receive IRS Form 1095-A and Form FTB 3895

#CoveredCalifornia #HealthInsurance #TaxInformation Covered California: Consumers to Receive IRS Form 1095-A and Form FTB 3895 加州全保：消費者將收到美國國稅局1095-A表格和FTB 3895表格 During tax season, Covered California sends two forms to its members: 在納稅季節，覆蓋的加州向其成員發送兩個表格： 1. The federal IRS Form 1095-A Health Insurance Marketplace Statement; and 2. The California Form FTB 3895 California Health Insurance Marketplace Statement. 1. 聯邦國稅局表格1095——A健康保險市場聲明； 2. 加州表格FTB 3895加州健康保險市場聲明 - IRS Form 1

507 views0 comments

epiainsurance

1 min

December 30 Deadline Extension

#OpenEnrollment #EnrollmentExtension #CoveredCalifornia #Enrollment2021 December 30 Deadline Extension 截止日期延長至12月30日 Covered California announced that the deadline was extended for January coverage. Consumers who enroll by 11:59 p.m. PST on Wednesday, December 30, 2020, and pay their first bill will have coverage effective January 1, 2021. The Open Enrollment period will run through January 31, 2021, but if you enroll on or after December 31, 2020, or don’t pay your first bil

7 views0 comments

epiainsurance

3 min

Back 2 Basics - Glossarry

#CoveredCalifornia #OpenEnrollment #Glosarry #HealthInsurance Back 2 Basics - Glossary 回到基礎–詞彙表 1) Coinsurance Your share of the costs of a covered health care service, calculated as a percentage (for example, 20 percent) of the allowed amount for the service. You pay coinsurance plus any deductible you owe. For example, if the health insurance plan’s allowed amount for an office visit is $100, and you have met your deductible for the year, your coinsurance payment of 20 perc

22 views0 comments

epiainsurance

3 min

What I’ll Pay in my policy?

#HealthInsurance #CoveredCalifornia #HealthCoverage #OpenEnrollment What I’ll Pay in my policy? 我需要為保單支付什麼？ There are many factors at play when it comes to how much you’ll pay for health insurance —things like your location, age, and family size. You can get an estimate of costs by using the Shop and Compare Tool. But how are these costs broken down? 有很多因素會影響您要支付的醫療保險費用，例如您的居住位置，年齡和家庭人數。您可以使用“購買和比較工具”（ Shop and Compare tool）來估算成本。但是這些費用如何分解？ • Premiums: Your premium is the bi

9 views0 comments

epiainsurance

2 min

COVID-19 on Subsidized Coverage Q&A

#healthinsurance #coveredcalifornia #insurancecoverage #financialhelp COVID-19 on Subsidized Coverage Q&A 主題-COVID-19有關保險範圍的問答 If you’re collecting more on unemployment than what you earned while working, it could affect how much you pay for health insurance. For households that bought coverage through one of the health exchanges and get advance tax credits to reduce their premiums, those federal subsidies are based on the annual income you estimated when you chose your plan.

7 views0 comments

epiainsurance

2 min

What’s Subsidized Coverage?

#healthinsurance #coveredcalifornia #insurancecoverage #financialhelp What’s Subsidized Coverage? 補貼範圍是什麼？ What’s Subsidized Coverage? 補貼範圍是什麼？ Health insurance subsidy helps you to pay for your health insurance. Subsidies lower your monthly premium, which is the amount you pay for health insurance coverage every month. How much of a subsidy you can get depends on your estimated annual income. More specifically, you need to know how much your income is in relation to the fede

4 views0 comments

Covered California - Health Care Costs and Getting Help Paying for Coverage

epiainsurance

2 min

Covered California - Health Care Costs and Getting Help Paying for Coverage

#EPIA #Getcoveredwithepia #CoveredCalifornia #FinancialHelp Covered California - Health Care Costs and Getting Help Paying for Coverage 加州全保-醫療費用和獲得醫療保險的費用 Covered California uses the federal poverty level (FPL) to determine eligibility for financial help and programs such as Medi-Cal. These levels, set each year by the federal government, take into account the individual’s annual household income and household size. 涵蓋加州使用聯邦貧窮標線（FPL）來確定是否有資格獲得財務幫助和計劃，例如Medi-Cal。這些級別由聯邦政府每年設定

27 views0 comments

Can immigrants apply for Covered California?

epiainsurance

1 min

Can immigrants apply for Covered California?

#Healthinsurance #CoveredCalifornia #Immigrants #insurance Can immigrants apply for Covered California? 移民可不可以申請加州全保呢？ Mixed-Immigration-Status Families 混合移民身份的家庭 Families that have both citizens or lawfully present individuals and individuals not considered lawfully present may apply for health insurance through Covered California. Only those individuals in the family who are citizens, nationals, or lawfully present will qualify for a Covered California Health Plan. However,

10 views0 comments

Covered California - Special Enrollment Period Extended through July 31, 2020.

epiainsurance

2 min

Covered California - Special Enrollment Period Extended through July 31, 2020.

#CoveredCalifornia #HealthInsurance #Coverage #Insurance Covered California - Special Enrollment Period Extended through July 31, 2020. 加州全保-特殊註冊期限延長至2020年7月31日 Covered California just announced the extension of their COVID-19 Special Enrollment Period (SEP) through July 31, 2020. This extension applies to both on-exchange and off-exchange enrollment. You can continue to enroll any uninsured and eligible client in a Blue Shield off-exchange plan through July 31. This QLE only

16 views0 comments

Is there still a penalty for being uninsured?

epiainsurance

2 min

Is there still a penalty for being uninsured?

#CoveredCalifornia #TaxReturn #TaxForms #HealthBenefits Is there still a penalty for being uninsured? 未投保會受到罰款嗎？ Because of the health care law, you might receive some forms early in the year providing information about the health coverage you had or were offered in the previous year. California have individual mandate penalties as of 2020. 根據醫療保健法，您可能會在今年年初收到某些表格，其中提供了有關您過去或曾經提供的健康保險的信息。2020年，加州合法居民若是符合規定而未投保者則有罰款。 Open enrollment permanently extended in California New sched

10 views0 comments

epiainsurance

2 min

Q&A - Forms 1095-A, 1095-B, and 1095-C

#CoveredCalifornia #TaxReturn #TaxForms #HealthBenefits Q&A - Forms 1095-A, 1095-B, and 1095-C 問與答 - 1095-A, 1095-B, 1095-C表格 Because of the health care law, you might receive some forms early in the year providing information about the health coverage you had or were offered in the previous year. 根據健保法，您於年初將會收到一些表格，表格內將提供關於您去年曾經擁有的健康保險的訊息。 Will I receive any health care tax forms every year to help me complete my tax return? 我將會收到用於申報去年個人稅收的健康保險相關表格嗎？ "By early February, you

45 views0 comments

epiainsurance

2 min

Health Care Law & Your Tax Return

#CoveredCalifornia #PrescriptionDrug #Medication #HealthBenefits Health Care Law & Your Tax Return 健保法與納稅申報 "IF YOU…Had health care coverage for the entire year for yourself and everyone in your tax household. THEN YOU…Will simply check the box on your individual income tax return on the line labeled ""Health care, individual responsibility"" to indicate full year coverage." "若是您...已幫您自己以及其他納稅申報單內家庭成員，於納稅年度內購買符合規定的健康保險。您需...於納稅申報單上勾選 ""Health Care Individual Responsibility""

20 views0 comments

epiainsurance

2 min

Health Care Law and You

#CoveredCalifornia #PrescriptionDrug #Medication #HealthBenefits Health Care Law and You 與您息息相關的健保法 Under the recently enacted Tax Cuts and Jobs Act, taxpayers must continue to report coverage, qualify for an exemption, or pay the individual shared responsibility payment for tax years 2017 and 2018. 根據最新的《減稅和就業法》，納稅人必須繼續報告所承保的保險內容，才符合資格申請獲得部分保費豁免，或需支付2017和2018納稅年度的個人保費。 IF YOU…Are a U.S. citizen or a non-U.S. citizen living in the United States THEN YOU…Must have qualifying h

7 views0 comments

IRS Lowers Employer Health Plans' 2020 Affordability Threshold

epiainsurance

1 min

IRS Lowers Employer Health Plans' 2020 Affordability Threshold

#CoveredCalifornia #TaxPenalty #Extension #Deadline #HealthBenefits Employer-sponsored health coverage will satisfy the Affordable Care Act (ACA) affordability requirement in 2020 if the lowest-cost, self-only coverage option available to employees does not exceed 9.78 percent of an employee's household income. This limit is down from 9.86 percent in 2019. 公司所提供的團體保險收費，若無超過員工家庭收入的9.78%，則能達到2020年的全民健保規定，相對於2019年的9.86%有小幅下降。 #罰款 #稅金 #申請期 #延期 #健保計畫 #醫療保險 #健康保險 #權威保險若您有更多關於健康保

2 views0 comments

EVERYTHING you need to know about your INSURANCE

Need personal help?

Get all your questions answered and feel confident in choosing the best option!

Get in touch!

Contact Us

Contact us:

Connect with us:

Subscribe to our Newsletter!

EVERYTHING you need to know about your INSURANCE

Need personal help? Get all your questions answered and feel confident in choosing the best option!

Get in touch!

Contact Us

Need personal help?

Get all your questions answered and feel confident in choosing the best option!